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News & Events
RBNI INAUGURATES NEW CORPORATE OFFICE
-BRYAN ALEGREJO
The Bank of Norzagaray, a rural bank under the CBC Group of Companies tendered an inauguration of its new corporate office last November 25, at Unit 17B of the Belvedere Tower, Ortigas Center, Pasig City.
Highlights of the event include the blessing and ribbon cutting ceremony and coinciding with this, the birthday celebration of its very dedicated and hardworking President--- Ms Cristina B. Castillo-Decena. CBC Friends and Investors were also invited to celebrate this remarkable milestone in the life of the company which started operations of settling financial needs since 1966.
Mrs. Korina B. Sanchez-Roxas (ABS-CBN Broadcast Journalist) and Mr. Joel Cruz (Lord of Scents) were the Guest of Honors for the short program initiated after the ceremonial rights. Other prominent people also includes actress, Ms. Alma Concepcion; Atty. Ricardo Rivera; Mrs Susan Ong-Dela Fuente (owner, Prettylooks) and different VIP’s. They shared some personal insights about their good relationship and success stories with Ms. Decena and as well, wished her to continue to be of help for everybody and be an instrument in making a difference to their lives.
Many said that she had everything already…but for Ms. Decena, all she wanted for her birthday is to continuously bless her with good health so that she can serve more people through elevated banking services and achieve even more success for the company by means of these upcoming RBNI projects for 2010-2011: Condominiums (One Cristina Place-Parañaque City; Two Cristina Place-Makati City; Three Cristina Place-Boracay Island; Four Cristina Place-Manila); Renovation of Seven Houses, 2-storey single detached in Buenos Aires, BF Homes-Parañaque City; Renovation of Snooky Serna’s House in Parañaque City and Construction of 2-storey with attic single detached in Tahanan Village, Parañaque City.
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ROTARY CLUB AND CBC FOUNDATION
ENGAGED IN A MEANINGFUL UNDERTAKING
FOR CHRISTMAS
-BRYAN ALEGREJO
Its Christmas time once again and to make this joyful season more special and meaningful, the Rotary Club-New Manila South Chapter in cooperation with the CBC Foundation held a gift giving event for the people of Golden Acres in Quezon City last December 12, Saturday.
Spearheaded by Attorney Ricardo Rivera and Ms. Cristina B. Castillo-Decena, the Rotary Club and the CBC Foundation are doing this kind of outreach programs annually and for this year, our grandmothers from the said organization was given the chance to celebrate the yuletide season through a special program that was prepared for them. They enjoyed series of intermission numbers like the “kundiman” medley, games and as well, dance production that was performed by the volunteer students from UP Diliman. They were also given the opportunity to meet and greet some television personalities who allotted their time to visit them such as actress, Ms. Alma Concepcion; actor, Mr. Bembol Roco; performer, “Danielle” from the “Sexbomb Dancers” as well the respected broadcast journalist, Mrs. Korina B. Sanchez-Roxas who also made our grandmothers happy by giving them inspirational messages and new pairs of slippers to use.
As the President of the CBC Foundation, Ms. Decena is hoping for more projects to be launched for the benefit of the people who needs help and support, as she will also take-over the position as newly elected President of the Rotary Club next year.
Special thanks to these generous sponsors who made the event possible such as: Ideal Vision headed by Dr. Jessica Dee for the eyeglasses that was given to the elderly; ophthalmologist, Dr Gabriel Heredia for their eye check-up and cataract consultation as well ABS-CBN Channel 2 wherein the said event was featured on the station’s program, “Rated K”, December 13- Sunday.
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RBNI YEAR-END PARTY--- AN AFFAIR TO REMEMBER
-BRYAN ALEGREJO
The Rural Bank of Norzagaray Incorporated, one of the CBC Group of Companies’ affiliates held their year-end party at the 4th floor Function Room of the Soho Central Private Residences in Ortigas, Pasig City last December 20, Sunday.
It was attended by some investors and vip’s as well, the bank’s employees that came from its three corporate branches located at Makati, Ortigas and Norzagaray, Bulacan respectively. Highlight of the event also include a special awarding ceremony for those employees who put their best foot forward in excelling and making a difference on their duty for the past few years. Since, this is the second year of RBNI, the management are looking forward in giving these recognitions annually. Awardees for this year are: Ms. Miraquel M. Gacer (Plaque of Passion for Excellence); Ms. Teofila S. Marcial (Plaque of Loyalty) and Ms. Lerma P. Torres (Plaque of Appreciation). Special awards were also given to Mr. Joel D. Ramos from Makati Office for his rendering of many hours of work which is considered as an invaluable asset to the company and Mr. Danilo Decena, RBNI’s Vice President for always setting a good example of exemplifying professionalism and punctuality towards duty.
Ms. Cristina B. Castillo-Decena, the RBNI’s dedicated President shared her thoughts and Christmas message for everybody. She was thankful that despite of the hardships that the company had been through, still, it is doing its best and effort to cater a good and elevated banking service to its clients. The company is looking forward in serving more people on their financial assistance and to become successful in gaining more investors in the future.
Aside from the special presentation performed by employees from the three offices for the program, there were also gift giving and series of raffles that was conducted. RBNI would like to express its appreciation to the following guests and donors who made this event possible: Ms. Alma Concepcion, Mr. Claro Villanueva, Mr. Vicente Padua, Ms. Monina Javier and Ms Susan Ong-Dela Fuente for the help and support on the said gift giving.
Truly, this is an event that was surely enjoyed by everyone and will mark as one of those affairs to remember in the life of the company.
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BANK OF NORZAGARAY FORMALLY OPENS ORTIGAS OFFICE
The Bank Of Norzagaray formally opened its marketing office last Friday, July 19 in Belvedere Bldg. San Miguel Avenue, Ortigas City.
Attending the affair were Atty. Ricardo Rivera, Atty Hans Bulos, Prettylooks Bigboss Susan Ong, actress Giselle Sanchez and other guests that included some media people. The event started off with a brief mass and blessing. A short program followed suit wherein well-wishers shared their congratulatory messages. A two-man orchestra and a group of comedy singers provided the entertainment.
One of the highlights of the event saw CBC Group of Companies President, Ms. Cristina Decena sharing her story about hardwork and perseverance. Bank of Norzagaray is one of the companies which Ms. Decena owns, apart from real estate properties, school and other businesses.
Sporting fully refurbished and elegant interiors, the new office will host marketing, sales, loans PR and other transactions. With the opening of its marketing office, the Bank of Norzagaray is now well on its way in providing financial freedom to its clientele.
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UNCUT VERSION
By Maryo B. Labad
Woman Today Asia
June 16-30, 2008
FROM BROKER TO BANKER
After her controversial relationship with Phillip Salvador ended a few years back and her much-talked about close relationship with former Caloocan City Mayor Rey Malonzo, Chemistry big boss Cristina B. Castillo-Decena, moves on. The CBC Group of Companies big boss and owner of 50 houses (two were sold recently) spreads her wings over a wider horizon.
Last December, Cristina embarked on a very ambitious project-she bought the Rural Bank of Norzagaray. This she did after thoroughly auditing its books, receiving encouragement from friends and business associates, plus, her 20 years of experience in a lending business. Her background inspired Cristina to venture into banking as a way of pursuing her desire to help people achieve financial freedom and free them from economic hardships through better financial assistance.
According to Cristina, Norzagaray is a fast-rising commercial and economic place with a tourism potential. “It is the site of NPC (National Power Corporation), the biggest hydroelectric plant in the country, with 37-kilometer reservoir covered with virgin forest. This alone makes it a tourism site, “says the mother of five.
She also claims that the bank is proud to have made a significant role in the economic progress of the local people and Bulakenos in general. It has helped them to be successful manufacturers, producers and suppliers of marble, pyrotechnics, jewelry, cement, processed meat and agricultural products.
With the infusion of more capital and the entry of new stockholders, directors and officers, whose integrities are beyond reproach, plus a growing depositor base, Rural Bank of Norzagaray is poised to help propel development and prosperity not only in this town and neighboring cities and provinces, but also beyond Central Luzon. Its proximity to Manila, serving as its northern gateway, allows it also to cater to the needs of the metropolis.
But for Cristina, the Bank of Norzagaray will always lead the development of the town and the entire booming province of Bulacan, which is a Hall of Fame awardee as the “Most Business-friendly Province.”
Bulacan is the third most populated province but has one of the lowest poverty incidences compared to other 81 provinces. It ranks as one of the highest in the Annual Family Income Index, Human Development Index and Good Governance Index. “If you investin the Bank of Norzagaray, it is like investing in the continuing growth of Bulacan,” stresses the entrepreneur, who earned her first million at the age of 18 in the real estate business.
What does it take to be a Cristina Decena? “I think it’s very challenging,” says the cum laude graduate of Commerce in PUP.” All you have to do is work hard, sacrifice and learn the business yourself.” She was a TOYM (Ten Outstanding Young Men) wardee for business in 2007.
As head of the CBC Group of Companies, Cristina was also given awards for entrepreneurship and Humanitarian Services in the 26th Annual Excellence Awards and the Outstanding Achiever of the Year Awards by the Asia Pacific Awards Community last year. Aside from the bank, her other conglomerates include the Cristina Homes Realty and Development Corp., CB-Star Security and Investigation Services, Texcare Industrial Laundry, Inc., CBC Foundation, Philippines Asian Lending, Inc., CBC Lessor, Inc., TYN Cast Trading and Marketing , St. Ezekiel School, Chemistry Boutique Chains, CBC Meatshop Franchising and Padua Furniture International.
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PREPPY
S Magazine
June 2008
Vol. 6 No.78
THE BANK FOR EVERYONE
Cristina Decena is definitely a name that rings a bell (not just because of her involvement in a past controversy with an award-winning actor) considering how a successful businesswoman she is. Recently, she fulfilled a long-cherished dream: that of owning a bank. With her acquisition of the Bank of Norzagaray, the longtime real estate veteran says, “I got very excited with this development. It was my fondest dream ever since to have my own bank. That’s why when I bought it from its previous owner I put my heart hands-on in handling the business, specially now that it has a growing clientele.”
Interestingly, the bank, first founded in 1966, caters to not just farmers, but other non-affluent clients, such as OFWs, seamen, fishermen, and traders. “hindi kami namimili ng clients. Mula sa pinakamaliit na negosyante-kaya naming silang pagsilbihan, meron kaming iba ibang prudukto na angkop sa kanilang pangangailangan,” adds the very down to-earth Cristina.
The bank’s major aim is to help struggling business owners succeed and put up successful businesses. It usually helps through business loans. It also offers housing and car loans. Applicants are required to submit a copy of their income tax return (ITR) and financial statement. It also offers deposits. Such as a time deposit with minimum of P20,000 to open, with very competitive interest rates. The bank of norzagaray also offers real estate mortgage services.
More importantly, it’s a 24-hour bank. “The most challenging part,” says is Decena. Yet her founding of the business is fueled by her passion to help fellow Filipinos obtain stable livelihoods in the face of rising prices and a floundering economy. “ that’s our battle cry: to be of help to everybody and be instrument to making a difference in their lives!”
The bank of norzagaray is a rural bank that is now a member of the CBC Group of Companies, also headed by Decena, which includes St. Ezekiel School and Cristina Homes Realty and Development Corporation. Aside from its Norzagaray Branch, it has a branch in Ortigas that specializes in loans. It is a member of the PDIC.
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